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Stamp duty rates in 2023

Stamp duty in England and Northern Ireland did not change during 2023: the rates in force from 23 September 2022 applied all year, charging a home mover nothing up to £250,000, 5% to £925,000, 10% to £1,500,000 and 12% above £1,500,000. A £400,000 home cost a home mover £7,500 throughout 2023, against £10,000 under the rates in force today.

The bars are what a home mover paid on a £400,000 home, the price people ask about most, in each part of 2023.

Work out a purchase in 2023

Pick when it completed, then the price and who was buying.

Who was buying
Was the buyer UK resident?

Stamp duty to pay

£7,500

1.88% of the price

Tax on the bands
£7,500
Stamp duty to pay
£7,500

The rates in force during 2023

One set of rates applied for the whole year. Each portion of the price was taxed at the rate for its band.

Rates in force 23 September 2022 to 30 October 2024

Rates in force 23 September 2022 to 30 October 2024
Portion of the priceHome moverAdditional propertyNon-UK residentAdditional and non-UK resident
Up to £250,0000%3%2%5%
£250,001 to £925,0005%8%7%10%
£925,001 to £1,500,00010%13%12%15%
Above £1,500,00012%15%14%17%

First-time buyers paid nothing on the first £425,000 and 5% to £625,000, on homes up to £625,000.

What a £400,000 home cost in 2023

Worked out for a purchase completing in each part of the year, and under the rates in force today.

Stamp duty on a £400,000 home in each part of 2023
CompletingHome moverFirst-time buyerAdditional propertyNon-UK resident
1 January to 31 December 2023£7,500£0£19,500£15,500
Today£10,000£5,000£30,000£18,000

Nothing changed in 2023

The rates in force from the start of the year applied until its end, so a purchase completing on any day of 2023 was taxed the same way.

Stamp duty in other years

Each year has its own page with the rates in force, the dates they changed and what a home cost.

Stamp duty in 2023: questions

What were the stamp duty rates in 2023?

Nothing up to £250,000, 5% to £925,000, 10% to £1,500,000 and 12% above £1,500,000 for a home mover, all year, under the rates in force from 23 September 2022.

How much stamp duty was there on a £400,000 home in 2023?

All year: £7,500 for a home mover, £0 for a first-time buyer and £19,500 for an additional property. The same price costs a home mover £10,000 today.

Did stamp duty change in 2023?

No. The rates in force from 23 September 2022 applied for the whole of 2023.

Was there first-time buyer relief in 2023?

First-time buyers paid nothing on the first £425,000 and 5% to £625,000, on homes up to £625,000.

What was the second home stamp duty surcharge in 2023?

All year: 3 percentage points on top of every band, on purchases of £40,000 or more.

Did non-UK residents pay more stamp duty in 2023?

All year: yes, 2 percentage points on top of every band.

Does the exchange date or the completion date decide the rates?

The completion date. The bands and first-time buyer relief in force on the day the purchase completes are the ones that apply, even when contracts were exchanged under earlier rules.

Does this cover Scotland and Wales?

No. These are Stamp Duty Land Tax rules, which apply in England and Northern Ireland only. Scotland charges Land and Buildings Transaction Tax and Wales charges Land Transaction Tax, each with its own bands and its own rules for companies, leases and shared ownership.

Where these figures come from

These figures are worked out from the rules in force on each completion date for a straightforward residential purchase; the facts of a particular purchase decide what was actually due.

The official rates for each period

Written by the TapTax research teamReviewed by Solomon Amos, PhDLast reviewed: 12 September 2026