MTD mandatory · April 2026
TapTax
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Trusted by 2,000+ sole traders

File your taxes in 60 seconds.

TapTax handles your Making Tax Digital quarterly submissions, categorises expenses with AI, and files to HMRC, all from your phone. No accounting knowledge needed.

No card required. We'll notify you at launch.

HMRC OfficialBank-level securityNo card required
09:41
T

2026/2027 v

Making Tax Digital

HMRC Tax Liability

£0.00

will be updated after Q1

Analytics
To Do List

Your To Do List

View All

Expenses

12

Income

7

Tax Deadline

1

Verify Identity

1

Income Sources

View Details

Alex Smith Sole Trader

Sole Trader · HMRC data

London Rental

Landlord · HMRC data

TapTax app on iPhone

Free tax code checker

Are you on the wrong tax code?

5.6 million UK workers overpay HMRC every year. The average refund is £625. Check yours free in 60 seconds.

No signup required • Covers all UK tax codes • 2025/26 rates

Check My Tax Code — Free

The Problem

Current tax software wasn't built for you

You're a freelancer, a builder, a delivery driver, not an accountant. You shouldn't need a 3-hour tutorial just to file your tax.

Bloated software

You need 5 features. Not 200. Why pay for (and wade through) tools built for accountants?

Overpriced for what you need

Competitors charge £12–35/month for features you'll never use. TapTax starts at £4.99.

The deadline is real

From April 2026, HMRC requires quarterly digital submissions. No more shoeboxes of receipts. No more paper.

Not built for mobile

You're on-site, not at a desk. Yet most tax software still feels like a desktop spreadsheet.

No idea what you owe

Most sole traders don't know their tax position until January. By then it's too late to plan, save, or avoid a nasty surprise bill.

Lost receipts, lost money

Every crumpled receipt and missed expense is tax relief you'll never reclaim. The average sole trader misses over £400 in allowable deductions every year.

0+

sole traders already signed up

SM

Sarah M.

Freelance Designer

Finally, tax software that doesn't make me feel stupid. TapTax is exactly what I needed.

JK

James K.

Plumber

I used to dread tax season. Now it takes me 5 minutes a quarter. Brilliant.

PR

Priya R.

Online Tutor

The AI categorisation is a huge time-saver. It sorts my expenses before I even think about it.

Bank-level encryption
HMRC Official APIs
UK-based company
Open Banking

The basics

What's Making Tax Digital?

It's the new way HMRC wants sole traders and landlords to report income and expenses. Instead of one annual Self Assessment, you'll keep digital records and send quarterly updates using HMRC-recognised software, like TapTax.

Keep digital records of your income and expenses

Send quarterly updates to HMRC

File an end-of-year summary by 31 January

Read our full MTD guide

HMRC-recognised
quarterly filing

Q1
Q2
Q3
Q4

Am I affected?

What does Making Tax Digital mean for me?

It mainly comes down to how much you earn. HMRC is rolling this out in waves, starting with higher earners and expanding over three years.

April 2026

Over £50,000

Sole traders and landlords earning above £50,000 gross income

Starting soon

April 2027

Over £30,000

Threshold drops to £30,000 gross income

April 2028

Over £20,000

Threshold drops to £20,000 gross income

Not sure if you're affected? If you're self-employed or earn rental income, chances are you will be. Better to be ready early.

Why TapTax

Everything you need. Nothing you don't.

Built for sole traders who want to do their tax and get back to work.

94%

accuracy

AI Expense Sorting

Our AI automatically categorises your transactions. Business or personal, sorted in seconds.

60s

to file

One-Tap HMRC Filing

Review your quarterly summary, tap submit. Sent directly to HMRC. No forms, no faff.

Real-time Tax Position

Always know what you owe. Your tax estimate updates as transactions come in.

Receipt Scanning

Snap a photo, upload it, done. No more shoeboxes. Every receipt linked to its expense.

Bank-Level Security

End-to-end encryption. Open Banking integration. We never see your banking credentials.

Mobile-First Design

Built for your phone, not a desktop spreadsheet. Do your tax from the van, the sofa, anywhere.

Open Banking

Connect in seconds.

TapTax links securely to all major UK banks via Open Banking. No manual data entry. Your income and expenses sync automatically, ready to file to HMRC.

Natwest
Barclays
Lloyds
HSBC
Halifax
Santander
Monzo
Nationwide
Starling
Revolut
RBS
and more
09:41

Connect your bank

UK banks supported by TapTax: Natwest, Barclays, Lloyds, HSBC, Halifax, Santander, Monzo, Nationwide, Starling, Revolut, RBS and more
TapTax bank connection interface on iPhone

How TapTax Works

Three steps to tax freedom

TapTax gives you a personalised dashboard that tracks expenses, categorises transactions with AI, and files directly to HMRC, all from your phone.

1

2025/2026

End of Year Self-Assessment

Total Confirmed Allowable Expenses

£2,321.65

last updated 21-Apr

Add
Upload
Info
To ReviewAllowableAll

Petrol

£100.00

Google Marketing Ads

£64.00

Petrol

Fuel + Shell

Allowable
£100.00

Google Marketing Ads

Marketing + Google

Allowable
£64.00

Phone Bill

Phone + Vodafone

Allowable
£64.00

Home office rent

Office + Rent

Allowable
£64.00

Capture Every Business Expense

See all your transactions in one place. Tag business expenses with a tap and we automatically calculate your tax savings.

2

AI Categorisation

12 transactions auto-sorted

← PersonalSwipeBusiness →

Screwfix

Tools & MaterialsAI
£47.20

BP Fuel

TravelAI
£65.00

Greggs

PersonalAI
£4.50

Amazon

Office Supplies
£29.99

94% accuracy

Auto-categorised

3hrs saved

Per quarter

AI Sorts It All For You

Our AI categorises your transactions instantly. Swipe right for business, left for personal. 94% accuracy out of the box.

3

Quarterly Filing

Q1: April - July 2025

Income£8,420.00
Expenses-£2,321.65
Profit£6,098.35
Bank connected
Expenses categorised
Receipts attached

Submit to HMRC →

One tap. Submitted directly to HMRC.

Q1 Submitted

HMRC confirmed

23 days left

Until Q2 deadline

One Tap. Filed to HMRC.

Review your quarterly summary and hit submit. TapTax sends it directly to HMRC. No forms, no accountant, no stress.

Your tax companion

We're with you all the way

Tax doesn't have to be stressful. We'll guide you through every step with clear explainers, smart reminders, and a dashboard that actually makes sense.

Q2 due in 14 days

Quarterly submission reminder

Q1 Filed

Submitted successfully

Stay on track

Clear timelines and reminders so you never miss a deadline. We'll nudge you before each quarterly submission is due, and celebrate when it's filed.

What counts as a business expense?

  • Office supplies and equipment
  • Travel to client meetings
  • Software subscriptions

No jargon, ever

We explain everything in plain English. What's allowable, what's not, what HMRC actually needs from you. Bite-sized explainers, not a textbook.

T

Hi! How can I help with your filing today?

Help when you need it

Got a question? Our support team is here. And if you need proper tax advice, we'll point you to the right place. We're honest about what we can and can't do.

Simple Pricing

Cheaper than your morning coffee

No hidden fees. No surprise charges. Cancel anytime.

Save up to £400/year compared to QuickBooks

Get started free

Free

  • Manual transaction entry
  • Tax estimate dashboard
  • 1 quarterly submission
  • Basic invoicing
£0/forever

Get started, no card needed

Start Free
Most popular

Starter

  • Bank account connection
  • AI expense categorisation
  • Unlimited receipt scanning
  • All quarterly submissions
  • Unlimited invoicing
  • Tax estimate dashboard
£4.99/mo

Billed monthly

Get Started
Full power

Pro

  • Everything in Starter
  • Mileage tracking
  • Multiple businesses
  • Property income
  • Accountant access
  • Priority support
£9.99/mo

Billed monthly

Go Pro

Why TapTax?

See how we compare

We built TapTax to do one thing exceptionally well: make MTD compliance dead-simple for sole traders. Here's how we stack up.

Best Value

TapTax

Xero

Starting price£4.99/mo
Starting price£16/mo
Setup time2 minutes
Setup time1-2 hours
Free plan available
Free plan available
MTD quarterly filing
MTD quarterly filing
AI expense categorisation
AI expense categorisation
Unlimited receipt scanning
Unlimited receipt scanning
Receipt OCR (photo to data)
Receipt OCR (photo to data)
Mobile-first design
Mobile-first design
Bank feed integration
Bank feed integration
Real-time tax position
Real-time tax position
Built for sole traders
Built for sole traders
No accounting knowledge needed
No accounting knowledge needed

Ready to simplify your tax?

Join the waitlist and be first to know when TapTax launches.

Get started

Get ahead now, avoid stress later

Making Tax Digital starts April 2026. Here's how to keep time on your side.

1

Join the waitlist

Put your name down for early access. Over 2,000 sole traders are already ahead of you.

2

We'll set you up

When TapTax goes live, we'll walk you through connecting your bank and importing your transactions. Takes 2 minutes.

3

File and forget

Each quarter, review your numbers and tap submit. We handle the rest with HMRC. You get back to work.

Frequently asked
questions

No spreadsheets. No accountant. Just answers.

Join the waitlist

It's HMRC's plan to make tax filing digital. From April 2026, if you're self-employed and earn over £50,000, you must keep digital records and submit quarterly updates to HMRC using compatible software like TapTax. The threshold drops to £30,000 in 2027 and £20,000 in 2028.

Simple tax. Simple life.

Why spend hours on something that should take minutes? TapTax was built for one reason: to make filing your tax as easy as checking your bank balance. No extra accounts. No extra software. No extra stress.

Free to fileHMRC-recognisedBuilt for your phone

We can't offer financial or tax advice (you'll need HMRC or an accountant for that). But we can make sure the digital filing part is dead simple.

The April deadline won't wait. Neither should you.

Set up in 2 minutes. Be ready before the rush.

No spam. Just a heads-up when we launch.