Making Tax Digital, finally done in a tap.
TapTax is the MTD-compatible tax app for UK sole traders. Track income and expenses, scan receipts, and file your quarterly updates and Self Assessment straight to HMRC. From your phone, from £0.
- MTD-compatible
- Bank-level encrypted
- Files straight to HMRC
- Ready for April 2026
Free tax code checker
Are you on the wrong tax code?
5.6 million UK workers overpay HMRC every year. The average refund is £625. Check yours free in 60 seconds.
No signup required • Covers all UK tax codes • 2025/26 rates
The problem
Self Assessment shouldn't mean a shoebox and a January panic
From April 2026, Making Tax Digital makes it bigger: if you earn over £50,000 self-employed, you will file four quarterly updates to HMRC, not one return a year. TapTax turns all of it into a few taps for UK sole traders. Connect your bank, let AI sort your transactions, snap receipts as you go, and file when HMRC asks. No spreadsheets, no jargon, and no accountant bill unless you want one.
Bloated software
You need 5 features, not 200. Why pay for, and wade through, tools built for accountants?
Overpriced for what you need
Competitors charge £12 to £35 a month for features you will never use. TapTax starts at £4.99.
The deadline is real
From April 2026, HMRC requires quarterly digital submissions. No more shoeboxes of receipts. No more paper.
Not built for mobile
You're on-site, not at a desk. Yet most tax software still feels like a desktop spreadsheet.
No idea what you owe
Most sole traders don't know their tax position until January. By then it's too late to plan, save, or avoid a nasty surprise bill.
Lost receipts, lost money
Every crumpled receipt and missed expense is tax relief you will never reclaim. The average sole trader misses over £400 in allowable deductions every year.
The basics
What is Making Tax Digital for Income Tax?
Making Tax Digital for Income Tax is HMRC's new way of filing. From April 2026, self-employed people earning over £50,000 send four quarterly updates to HMRC instead of one annual return. TapTax keeps the digital records HMRC requires and files each update for you.
Keep digital records of your income and expenses
Send four quarterly updates to HMRC
File your year-end Self Assessment by 31 January
The timeline
Making Tax Digital for Income Tax: what changes and when
Making Tax Digital for Income Tax is being phased in by income level, starting in April 2026, and it replaces one annual return with four quarterly updates plus a year-end final declaration.
April 2026
Mandatory for self-employed people and landlords with qualifying income over £50,000. You keep digital records and send four quarterly updates to HMRC.
April 2027
Extends to those with qualifying income over £30,000.
April 2028
Planned to extend to those with qualifying income over £20,000.
Every year
A final declaration replaces the old Self Assessment return and confirms your figures after the four updates.
TapTax keeps the digital records HMRC requires and files every quarterly update and your final declaration for you.
Why TapTax
Everything you need to file. Nothing you don't.
Built for UK sole traders who want to do their tax and get back to work.
Quarterly MTD filing
Send your four Making Tax Digital updates to HMRC in a tap, on time, every time.
Self Assessment, sorted
File your year-end Self Assessment from the same app you use all year.
Snap-and-go receipts
Receipt scanning turns photos into tidy, HMRC-ready digital records instantly.
AI expense categorisation
AI sorts every transaction into the right tax category so your books stay clean.
Live tax estimate
See what you owe in real time, so the bill is never a surprise.
Optional human review
On the Reviewed plan, an accountant checks your numbers before you file.
Free tools
Free UK tax calculators, no sign-up needed
Work out exactly what you owe before you file. Every calculator is free, instant and built on the latest 2025/26 HMRC rates.
Am I affected?
What does Making Tax Digital mean for me?
It mainly comes down to how much you earn. HMRC is rolling this out in waves, starting with higher earners and expanding over three years.
April 2026
Over £50,000
Sole traders and landlords earning above £50,000 gross income
April 2027
Over £30,000
Threshold drops to £30,000 gross income
April 2028
Over £20,000
Threshold drops to £20,000 gross income
Not sure if you're affected? If you're self-employed or earn rental income, chances are you will be. Better to be ready early.
Works with your bank.
Connect securely through Open Banking and your transactions import on their own. No CSV exports, no manual entry. TapTax sorts income from expenses so your quarterly MTD updates are ready to file.
Read-only connection
TapTax can see your transactions to sort them. It can never move money or make payments.
Auto-imports for MTD
Income and expenses flow in automatically, ready to categorise and file to HMRC.
Secure Open Banking
Connected through Salt Edge, an FCA-regulated Open Banking provider, with bank-grade encryption.
Connects with major UK banks
Don't see your bank? Most UK current accounts are supported through Open Banking.
See TapTax in action
Everything you need, in one app
From the first transaction to the final declaration, TapTax handles the whole year.
AI categorisation
AI sorts every transaction
Connect your bank and TapTax categorises income and expenses into the right tax boxes. You just confirm what the AI suggests.
Receipt scanning
Snap receipts on the go
Photograph a receipt and TapTax reads the amount, date and category, then files it as an HMRC-ready digital record.
Live tax estimate
Your live tax estimate
A real-time dashboard shows what you owe as money moves, so the bill is never a January surprise.
Try the calculators
File to HMRC
File to HMRC in a tap
Review your numbers, then send your quarterly update or year-end final declaration straight to HMRC.
How TapTax works
File in three taps, not three weeks.
Connect your bank, let AI sort your transactions, and send your update straight to HMRC. No spreadsheets, no jargon, no accountant bill unless you want one.
Connect your bank
Link your account with an encrypted, read-only connection.
Let AI sort your transactions
Transactions are categorised automatically; you just confirm.
File to HMRC in a tap
Send your quarterly update or Self Assessment straight to HMRC.
Built for your trade
Built for your line of work
Whatever you do, the tax rules are different. We have plain-English guides and the right expense categories for 270+ self-employed trades.
Plus dedicatedCIS support for construction subcontractors
Your tax companion
We are with you all the way.
Tax does not have to be stressful. Start free, stay in control, and call in a human whenever you want the reassurance of a second pair of eyes.
Free to start, cancel anytime
Open a free account with no card and no commitment. Track your income, expenses and live tax estimate forever, and upgrade only if you need to. Cancel whenever you like.
Plain English, no jargon
We explain what is allowable, what is not, and what HMRC actually needs from you in plain English. Bite-sized explainers and smart reminders, not a textbook.
A human on hand if you want one
Prefer a second opinion? On the Reviewed plan an accountant checks your figures before you file. UK-built and honest about what we can and cannot do.
Security and privacy
Your data stays yours
TapTax is built privacy-first, on UK and EU infrastructure, with no selling of your data, ever.
Read-only bank access
We connect through regulated Open Banking (Salt Edge). TapTax can read transactions to help you file, and can never move your money.
Bank-level encryption
Your data is encrypted in transit and at rest. We never see or store your banking login.
Files straight to HMRC
Submissions go directly to HMRC's Making Tax Digital service over a secure connection, with the fraud-prevention checks HMRC requires.
GDPR and you in control
Export or delete your data whenever you want. We will never sell it.
Simple pricing
Start free. Upgrade only if you need to.
No setup fees, no surprises, cancel anytime. Billed monthly, or save with annual.
Save up to 18% with annual billing
Free
Get started, no card needed
- Manual transaction entry
- Tax estimate dashboard
- 1 quarterly submission
- Basic invoicing
Starter
Billed monthly
- Bank account connection
- AI expense categorisation
- Unlimited receipt scanning
- All quarterly submissions
- Unlimited invoicing
- Tax estimate dashboard
Pro
Billed monthly
- Everything in Starter
- Mileage tracking
- Multiple businesses
- Property income
- Priority support
Reviewed
Billed monthly
- Everything in Pro
- Accountant quarterly check (4x/year)
- Year-end final-declaration review
- Human sign-off before you file HMRC
Reviewed vs a one-off review
At £149/year, Reviewed costs about the same as a single one-off review elsewhere, but you get an accountant partner check every quarter, every year, plus a year-end review before you file. Same price, far more cover.
Reviewed vs a monthly bookkeeper
Bookkeeping bundles run £29 to £49 a month. Reviewed is review-only: you keep your own books on AI-categorised, bank-fed data, and an accountant partner just checks and signs off, so it lands at roughly a third of the price.
Reviewed includes a check on your figures by an independent accountant partner. The partner reviews and signs off; you keep your own HMRC connection and file the MTD-compatible submission yourself. The year-end review is included on the annual plan or after 3 paid months.
Why TapTax?
See how we compare
We built TapTax to do one thing exceptionally well: make MTD compliance dead-simple for sole traders. Here's how we stack up.
Feature
TapTax
Xero
QuickBooks
FreeAgent
TapTax
Xero
Switching is easy
Moving over is simple
Whether you are coming from spreadsheets, an accountant, or another app, you can be set up in minutes.
Start free
Create your account, no card needed.
Connect your bank
Import this year's transactions automatically through Open Banking.
File when HMRC asks
Your quarterly updates and final declaration, all from one app.
Beat the April 2026 deadline the easy way.
Making Tax Digital for Income Tax starts April 2026 for self-employed income over £50,000. Get set up in minutes and file your first quarter without breaking a sweat.
Start freeGet started
Up and running in three simple steps
From sign-up to your first filing, TapTax keeps Making Tax Digital simple.
Create your free account
Sign up in a couple of minutes, no card required. Your free plan tracks income, expenses and a live tax estimate from day one.
Connect your bank and import transactions
Link your account with an encrypted, read-only connection. TapTax pulls in your transactions and AI sorts them into the right tax categories.
File your quarterly update to HMRC
Review your numbers and tap submit. TapTax sends your Making Tax Digital update straight to HMRC, on time, every time.
Simple tax. Simple life.
Why spend hours on something that should take minutes? TapTax was built for one reason: to make filing your tax as easy as checking your bank balance. No spreadsheets, no extra software, no stress.
We keep the digital filing part dead simple, and if you want a professional to check your numbers, the Reviewed plan puts an accountant in your corner before you file.
Tap. File. Done.
File your Making Tax Digital updates the simple way. Free to start, no card needed.