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Salary · 2026/27

A salary, as
an hourly rate

Turn an annual salary into what it pays an hour, a day and a week, before and after tax and National Insurance.

Hourly rate

£17.95

£35,000 a year over 37.5 hours a week and 52 paid weeks.

Gross, before tax and National Insurance.

Your contracted hours, before any overtime.

Paid weeks a year

A salary pays holiday, so 52 weeks gives the rate your employer pays you per hour.

Tax year
Where you pay tax

Share of gross pay going into a workplace pension before tax.

Student loan plan

Gross a day

£134.62

Gross a week

£673.08

Take-home an hour
£14.73
Take-home a month
£2,393.30
Take-home a year
£28,719.60
Income tax
£4,486.00
National Insurance
£1,794.40

A day is a fifth of a working week and a week is a 52nd of the salary. Figures use 2026/27 UK rates.

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Salary ÷ hours ÷ weeks
the whole of the conversion
1950
paid hours a year at 37.5 hours a week
£15.38
an hour on a £30,000 salary
Hourly equivalent
What a salary pays for each contracted hour: the annual salary divided by hours a week and by paid weeks a year.

Turning a salary into an hourly rate

Divide the salary by your hours a week, then by the weeks you are paid for. A salary pays for all 52 weeks, holidays included, so at 37.5 hours a week a £35,000 salary is £17.95 an hour. Divide by 46.4 weeks instead and you get £20.11: what you earn for each hour you actually work, the fairer figure to hold against an hourly job with no holiday pay.

SalaryGross an hourPer hour workedTake-home an hour
£25,000£12.82£14.37£11.04
£30,000£15.38£17.24£12.88
£35,000£17.95£20.11£14.73
£40,000£20.51£22.99£16.57
£50,000£25.64£28.74£20.27
£60,000£30.77£34.48£23.26

At 37.5hours a week. “Per hour worked” leaves paid leave out; take-home uses 2026/27 rates in England, Wales and Northern Ireland with no pension or student loan.

Comparing a salary with freelance rates

A salaried hour and a freelance hour are not the same money. An employer adds holiday pay, sick pay, a pension contribution and employer National Insurance on top of the salary, and pays for your equipment. A freelancer pays for all of that out of their rate and only bills the days there is work. A day rate that matches a salary is usually well above the salary divided into days, which the day rate calculator works through.

Key takeaways
  • Hourly rate is the salary divided by hours a week and paid weeks a year.
  • Use 52 weeks for what your employer pays an hour, 46.4 for what you earn per hour worked.
  • Take-home an hour is the annual take-home divided the same way.
  • A matching freelance rate has to cover holidays, sick days and costs a salary includes.

Starting from an hourly rate instead?

The hourly to salary calculator runs the same sums the other way round.

Hourly to salary calculator

Frequently asked questions

How do I convert a salary to an hourly rate?

Divide the annual salary by your hours a week and then by 52. At 37.5 hours a week, a £30,000 salary is £15.38 an hour.

Should I divide by 52 weeks or fewer?

Use 52 for the rate your employer pays per contracted hour, because a salary pays your holidays too. Use 46.4, the year less 5.6 weeks of statutory leave, to see what you earn for each hour you actually work.

How many working hours are in a year?

At 37.5 hours a week over 52 weeks, 1,950 paid hours. Taking out 5.6 weeks of statutory leave leaves 1,740 hours actually worked.

What is my take-home pay per hour?

Your annual take-home after income tax, National Insurance and any pension or student loan, divided by the same paid hours. The calculator shows it with your region, pension and student loan plan.

Where these figures come from

Rates checked against GOV.UK on 5 September 2026.