TapTax vs Landlord Vision
What £264 a year actually buys
Landlord Vision is the most expensive entry point of any landlord product we priced, at £21.97 a month. It is also a full property-management suite rather than a filing tool, which is the only fair way to read that number.
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See what you would owe for the year, then file the real figures with TapTax in a couple of taps.
Total turnover before expenses
Under £1,000 we use the trading allowance automatically
Estimated tax bill
£6,872
15.3% effective rate for 2026/27
- Income tax
- £5,286
- Class 4 NI
- £1,586
Take-home pay
£32,128
after tax, NI and expenses
This is an estimate using HMRC-confirmed rates for 2026/27, not your official tax calculation. TapTax is MTD-compatible, so you can connect to HMRC and file the real figures in a couple of taps.
Landlord Vision has the highest entry price of any landlord product we priced for this cluster, at £21.97 a month as checked in August 2026. That fact travels badly on its own, so it is worth setting it down properly before drawing any conclusion from it.
The MTD market has a price spread of roughly thirty times for the same legal obligation. At one end there are products that file a complete return for nothing. At the other there are subscriptions costing several hundred pounds a year. Landlord Vision sits at the expensive end of that range, and unlike a lot of the things at that end, it is obvious what the extra money is for: it is a property-management suite, and MTD filing is one module inside it.
Whether that makes it expensive or good value depends on a single question, which this page tries to help you answer honestly.
- Landlord Vision runs from £21.97 a month to £84.97 a month as checked in August 2026, with MTD included and no free version.
- At the entry tier that is roughly £264 a year, against a market where a complete filing route starts at £0.
- HMRC grades Landlord Vision ready on none of the 16 tax-return items, with six in development and ten not included.
- It is graded ready on foreign property, which most landlord platforms are not, and not included on sole trader income.
- Its pricing page rendered inconsistently when we checked and promotional discounting was running, so treat the three tier prices as the only figures worth quoting.
How HMRC's directory grades Landlord Vision
We scraped all 127 listings on HMRC's find-MTD-software service on 9 August 2026. These are HMRC's grades, on HMRC's three-state scale, not our assessment of the product.
Landlord Vision
£21.97 to £84.97/mo(checked August 2026)
- Free version: no
- Android; Apple iOS: yes
- Sole trader income: no
- UK property income: yes
- Foreign property income: yes
- Keeps digital records: yes
0/16 tax-return items ready, 6 more in development.
HMRC MTD for Income Tax directory, scraped 9 August 2026. Feature flags are vendor-declared. Vendor site
Three tiers at £21.97, £39.97 and £84.97 a month, MTD included across them. No free version, two-week trial. The pricing page rendered inconsistently when checked and discounting was running, so confirm the current rate directly.
HMRC lists what each vendor declares. Feature flags, mobile-app support in particular, are vendor claims rather than verified facts, and listings change. Check with the vendor before you buy. Data: HMRC find-MTD-software service (tax.service.gov.uk), scraped 9 August 2026.
Read that card by column rather than as a verdict.
On the capabilities a landlord uses every quarter it grades well: digital record-keeping ready, individual software ready, standard and calendar update periods both ready, UK property ready and foreign property ready. Foreign property is the standout. Only 63 of 127 (50%) of the directory can report overseas rental income, and among landlord specialists that number gets much smaller.
On the things that finish a tax year it grades at zero, which is where the rest of this page lives.
The 0 of 16, and the six in development
- Tax-return items (MTD ITSA)
- The 16 categories HMRC grades separately on its software directory, covering everything outside your quarterly business updates: UK interest, employment (PAYE), UK dividends, state and private pension income, partnership income, foreign dividends and interest, pension contributions, Construction Industry Scheme, charitable giving, capital gains, student loan, marriage allowance, voluntary Class 2 National Insurance and the High Income Child Benefit Charge. A product graded at zero can still file quarterly updates. It cannot complete those items.
A zero here is not a quality judgement and it is not rare.
89of 127 (70%)cannot complete a single tax-return itemHMRC MTD for Income Tax directory, scraped 9 August 2026Most of the directory is in that group, including nearly every landlord platform on it. What separates the landlord products from one another is the second column, and Landlord Vision sits in the middle of its peer group there. It carries six items as in development: UK interest, employment income, UK dividends, state pension income, private pension incomes and private pension contributions. That is a partial commitment, and it is a coherent one, since those six are the items a typical landlord with a job and a pension is most likely to need.
For context on how differently vendors have approached this, Lendlord has registered all 16 items as in development and Hammock has registered 15, while both Landlord Studio listings and GetGround have registered none at all. In development is a stated intention with no date attached, so it never counts towards a ready total and it should never decide a purchase on its own. As a signal of where a vendor thinks its product is going, though, six is meaningfully different from zero and meaningfully different from sixteen.
What none of it changes is this year. If your return contains a capital gain, Construction Industry Scheme deductions, a student loan or partnership income, those are graded not included, and they are not being worked on.
The price, in the context of the whole market
| TapTax Free | TapTax Pro | Landlord Vision Starter | Landlord Vision Enterprise | |
|---|---|---|---|---|
| Monthly cost | £0 | £9.99 | £21.97 | £84.97 |
| Approx. annual cost | £0 | £99 | About £264 | About £1,020 |
| Free version | Yes | n/a | No, two-week trial | No, two-week trial |
| MTD filing included | Yes | Yes | Yes | Yes |
| Sole trader income | Yes | Yes | Not included | Not included |
| UK property | Yes | Yes | Ready | Ready |
| Foreign property | Yes | Yes | Ready | Ready |
| Return items ready | 6 to 8 of 16 | 6 to 8 of 16 | 0 of 16, 6 in development | 0 of 16, 6 in development |
| Property management | None | None | Yes, the point of it | Yes, the point of it |
| HMRC directory status | Not listed; recognition in progress | Not listed; recognition in progress | Listed | Listed |
Landlord Vision prices are its published tiers as checked in August 2026. Feature grades in the Landlord Vision columns are HMRC's, from the 9 August 2026 scrape. TapTax pricing is our own published pricing. The TapTax annual figures are its published annual-plan prices, £49 for Starter and £99 for Pro, rather than twelve times the monthly rate.
Set that against the range in the rest of the market and the shape of the decision becomes clear. There are products on this directory that file a complete return for £0, and there are bridging tools that do it for single-digit pounds per taxpayer per year. Our breakdown of what MTD software actually costs walks the whole curve.
So the fair question is not whether £264 a year is a lot to pay for MTD, because it plainly is. It is whether you would be buying MTD.
Nobody should pay £264 a year to send four quarterly updates. Plenty of people should pay it to run a portfolio, and get the quarterly updates thrown in.
Where Landlord Vision genuinely wins
It is an operations product, not a filing product. A landlord running several tenancies has a job that has very little to do with tax for eleven months of the year: agreements, renewals, deposits, certificates, maintenance, arrears, and the paperwork trail behind all of it. Software built for that job is worth paying for, and a tax app is not a substitute for it. If that description is you, the price stops looking strange.
It is graded ready on foreign property, which is rare in this category and rules out most of its direct competitors for anyone with an overseas rental.
It supports calendar update periods, so quarters can run 1 April to 31 March if that suits your accounting year better. Our standard versus calendar quarters guide explains the trade-off.
And it is listed with HMRC today, which TapTax is not.
Where TapTax fits better
Cost, obviously, but that is only decisive if the portfolio tooling is surplus to you. The real cases are narrower and more useful.
Mixed income. Landlord Vision is graded not included on sole trader income. TapTax covers sole trader, UK property and foreign property. Only 59 of 127 (46%) listed products are graded ready on all three, so it is a scarce combination in the market generally. A landlord who also contracts or trades cannot report both sources from Landlord Vision.
Finishing more of the return today. TapTax is mid-pack rather than strong here, at roughly six to eight of the 16 items, with interest, dividends, charitable giving, the High Income Child Benefit Charge and voluntary Class 2 National Insurance among the ones covered, and pensions income, Construction Industry Scheme, capital gains and partnership income still to come. That is behind the top of the directory and ahead of zero.
A small portfolio. One or two properties rarely justifies a management suite, and £264 a year against £0 is an enormous difference on a rental profit of a few thousand pounds. Run the numbers first with the rental income tax calculator, which applies the finance-cost restriction limiting mortgage interest relief to a 20% credit.
Phone-first filing. TapTax runs on iOS and Android with open banking import, AI categorisation and receipt capture, and the quarterly update is a review step rather than a bookkeeping session.
Who should choose which
A managed portfolio with tenancies, documents and dates. Landlord Vision, and the price is the price of the category.
One or two properties and no management burden. TapTax Free, or a cheaper listed product. Paying £264 a year here would be the single clearest example of overpaying in this market.
Rental income plus self-employment. TapTax, because Landlord Vision cannot report the trade.
An overseas rental. Both work. That is a shorter list than you would expect, and our foreign property landlord guide has the rest of it.
A return with capital gains, CIS or partnership income. Neither of these completes it today, and Landlord Vision is graded not included rather than in development on all three. Read the analysis of all 127 listed tools for the products that can.
You must file a live submission this month. Landlord Vision is listed. TapTax is MTD-compatible and going through HMRC's recognition process.
The bottom line
Landlord Vision is expensive, and expensive is not the same as overpriced. It is the wrong product for someone who wants to satisfy MTD cheaply and the right one for someone whose portfolio needs running. Those two people both search for landlord MTD software, which is why the price causes so much confusion.
TapTax competes for the first of them and not the second. It costs £0 to £9.99 a month, covers all three income sources, files from a phone, and is honest about being mid-pack on return items and about being MTD-compatible and going through HMRC's recognition process rather than listed today.
If the portfolio is the problem, buy the portfolio product and treat the filing as included. If the filing is the problem, look at what the rest of the MTD software directory charges before you sign up for £264 a year.
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